Health Insurance for Children

It goes without saying that the health and wellbeing of our children is a crucial aspect of life.

When taking out childs health insurance policies it is important to evaluate what the major health insurance providers can offer with any policy you take out. There are a few central policy elements that you should ensure are in place before entering into any agreement:

1. A series of thorough Tests to diagnose your child’s condition
2. Medical Treatment in a Private hospital (such as surgery)
3. Private ambulance provision
4. Consultations with a specialist before diagnosis of any condition
5. Private treatment such as radiotherapy, chemotherapy and CT, MRI and PET scans
6. Some insurers will pay for you to stay with your child at the hospital where they are being treated (if they are under 11 years of age)

These are some points that could be considered vital.

Are there any other worthwhile options that you feel the major health insurers could offer in their childrens medical insurance policies? We are keen to discover your ideas.

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