Business liability insurance is the cover that can protect your business in case someone files a lawsuit against you. In case you have injured someone or damaged someone’s property, they can file a case against you and ask for compensation. This type of insurance covers all the damages arising from the suit like the legal fee, compensation costs and hospital bills, if any. You can also get the policy customized according to your needs and requirements.
There are different types of business liability insurances available which can protect your business because of any untoward incident. The general liability insurance is the main, which will protect your business against any kind of property damage claims, injury claims, wrongful advertising claims etc. Another type of business liability insurance available is the professional liability insurance that can be considered for protection against negligence, malpractice, errors or omissions etc. Most of the freelancers are advised to buy this cover and last cover that is available is the product liability insurance. The product liability insurance will protect you in case the goods you have supplied are damaged, not up to the mark, or delivered late.
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