If you are a freelance professional or if do not receive sickness benefits from your employer, you ought to make you own provisions. Can you afford to be off work due to an accident, illness or if you are sick? If your answer is ‘no’, then you should carry a personal accident sickness insurance and health & safety insurancepolicy- for you and your family’s sake.When you are planning to get an insurance policy for personal accident, sickness and travel, insurers usually ask for information about your medical history and any special, dangerous pursuits. These details do not work against you but help your insurance provider to gauge your insurance needs and tailor a policy according to your needs.
As a freelancer, having the right insurance in place is as vital as having your daily food. Personal accident, sickness or problems when you travel, can seriously hamper your ability to earn an income or to be able to pay for medical expenses overseas and substitute lost items. Personal Accident, Sickness & Travel Insurance policy will usually pay you a lump sum amount on death or for specified disabilities.
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